Looking for a Financial Service Representative – Small Business Associate – at Sharons Credit Union Job

Position: Financial Service Representative (Small Business Associate)
Work hours: 37.5 hours per week (Full time, Permanent)
Wage: $36.40 per hour ($71,000 Annually)
Location: 1-405 North Road, Coquitlam, BC V3K 3V9 Sharons Credit Union
Benefit: Extended Health Care, Staff Discount Loan Rate, Pension Plan

Sharons Credit Union is a financial institution based in British Columbia, Canada, founded by the Korean community in 1989. It provides personal and business banking services, including loans and mortgages, with a strong commitment to serving members and supporting the community. We are looking for a dedicated Financial Services Representative -Small Business Associate- to join our team. The ideal candidate will possess strong knowledge of business lending practices, outstanding communication skills, and a passion for helping entrepreneurs succeed. This role is pivotal in providing financial advice, fostering member relationships, and supporting the growth of small businesses in our community.

+Qualifications:
- Bachelor’s degree required in business administration, Accounting, Finance, or related field.
- Minimum of 3 years of experience in the financial industry or small business lending or financial advisory roles.
- Strong understanding of financial statements and financial ratio analysis, credit risk assessment, and loan structuring.
- CSC (Canadian Securities Course), Business Lending Course, and Business Financial Statement Analysis Course completion or equivalent combination of education and experience is required.
- Excellent communication and relationship-building skills.
- English is required and proficiency in Korean is considered an asset.

+Main duties:
- Build and maintain relationships with small business members by responding to inquiries and providing information on commercial lending products and processes
- Support Commercial Account Managers with loan application preparation, credit submissions, renewals, and annual reviews by gathering financial and business information
- Process commercial loan applications and maintain accurate loan documentation, reports, and system records in compliance with internal policies and regulatory requirements
- Resommend and structure financing solutions based on clients' business needs, cash flow, and risk considerations
- Participate in member relationship-building and business development activities, including outreach and networking initiatives
- Collaborate with internal teams to deliver efficient lending service and ensure a positive member experience
- Monitor outstanding and delinquent accounts and assist with collection and recovery activities in accordance with established procedures
- Maintain loan files and support internal and external audits by ensuring ongoing documentation accuracy and compliance
- Provide operational support and training to staff and perform other administrative duties as assigned

How to apply:
Please submit your resume by email at [email protected]
Only selected candidates will be contacted for an interview.

Sharons Credit Union
1-405 North Road, Coquitlam, BC V3K 3V9