Business Analyst - Credit Job

Business Analyst - Credit

A Business Analyst - Credit wanted by Formosa Plastics Corporation, U.S.A. in Livingston, New Jersey.

Job duties:

- Conduct comprehensive credit reviews by compiling, cleaning, and analyzing datasets in Excel and SQL, including payment histories, account transactions, and other financial data to assess credit risk.
- Create interactive financial and performance dashboards in Tableau and Excel to track key credit indicators, outstanding balances, and operational KPIs, providing data-driven actionable insights for management decision-making.
- Perform variance and trend analysis on revenue streams and account activities to detect anomalies, evaluate creditworthiness, and recommend appropriate credit lines.
- Conduct detailed analysis of customer financial statements, cash flow, and credit reports to assess repayment capacity and recommend appropriate credit terms.
- Monitor portfolio credit exposure and prepare periodic risk assessment reports, highlighting potential problem accounts and recommending actions to mitigate credit risk.
- Incorporate supplier references, external credit reports, and historical payment data into credit risk assessments, applying sound judgment to recommend credit limits in line with company policies.
- Design and implement automated reporting templates for recurring financial and operational credit reports, ensuring accuracy, consistency, and compliance with established procedures.

Salary: $84,677.00 per year

Benefits: 401(k) & 401(k) matching, health insurance, dental insurance, vision insurance, paid time off.

Please send resume to [email protected] using subject line: Job: # AC-BA/FPCUSA

Education, Experience, and Skill/Knowledge Requirements:

• Bachelor’s degree in Business Analytics
• Two (2) years of experience in data analysis
• Must have knowledge of Python, SQL, machine learning, Tableau, VBA macros, Power Query, variance and trend analysis, data warehousing, data visualization, predictive modelling, Dimensionality Reduction, Cluster Analysis, K-Means, Time Series, Regression and Classification, financial concepts, analyzing accounting data.

Health/Dental Benefits, Retirement Benefits, Paid Holidays, Vacations, and Sick Leave, Life and/or Disability Insurance

Founded in 1978, Formosa Plastics Corporation, U.S.A. (Formosa Plastics) is a growing, vertically-integrated supplier of plastic resins and petrochemicals. With annual revenues of more than $5 billion, we employ over 3,000 people who operate over 20 production units in five business divisions – Olefins, Polyolefins, Vinyl, Specialty Polyvinyl Chloride, and Chlor-Alkali. Formosa Plastics offers a full line of polyvinyl chloride, polyethylene and polypropylene resins, caustic soda and other petrochemicals that deliver the consistency, performance and quality that customers demand. We market our polypropylene and polyethylene resins under the Formolene® trade name; we market our suspension PVC and specialty (dispersion) PVC resins under the Formolon® trade name. We also produce and sell caustic soda, ethylene dichloride, commercial bleach and hydrochloric acid.