DE Mortgage Underwriter; Senior Mortgage Underwriter; Mortgage Underwriter Resume
|Desired Industry: Banking/Mortgage
|Desired Job Location: Toms River, New Jersey
||Date Posted: 9/5/2019
|Type of Position: Full-Time Permanent
||Availability Date: Immediately
|Desired Wage: Confidential
||U.S. Work Authorization: Yes
|Job Level: Management (Manager, Director)
||Willing to Travel: No
|Highest Degree Attained: Other
||Willing to Relocate: No
Successful professional, offering 14 years of experience in mortgage underwriting, encompassing FHA, Jumbo, Conventional, CRA
and Portfolio mortgages, risk assessment, and final lending decision
ANTANDER – HOWELL TOWNSHIP, NJ
Senior Mortgage Underwriter, Federal Housing Administration (FHA) Chums L983 Sep 2016–Present
Take charge of underwriting FHA, Federal Home Loan Mortgage Corp (FHLMC), Federal National Mortgage Association
(FNMA), Jumbo, Community Reinvestment Act (CRA) and Portfolio products; along with complex mortgage applications encompassing
Federal and Corporate tax returns in compliance with investor guidelines.
Assess borrower income, credit, assets, contract, and collateral.
Provide approval and denial decisions in accordance with investor and bank guidelines.
Strategically develop and maintain solid portfolio with suitable level of risk.
Communicate with team members regarding policies, procedures, and practices implementation.
Hold responsibility in analyzing, approving, and denying exception requests according to risk evaluation.
Manage high-volume pipelines of more than 175 loans with prompt turnaround time to ensure accuracy, compliance and
Identify acceptability of conditions while reviewing loan packages for clear to close.
Observe strict adherence to desktop underwriter (DU) and loan prospector (LP) with lending regulation for secondary
market saleable loans.
Assume accountability in maintaining acceptable quality control and assurance audits for acceptable risk levels and
sale ability of loans to investors.
Received numerous letters of professionalism, knowledge, and service from loan officers, high management, and top
producers in the bank for outstanding work performance.
EARLIER POSITIONS HELD:
PNC MORTGAGE – SOUTH PLAINFIELD, NJ
FHA/VA Underwriter | Sep 1994–Jul 1997
RYLAND FUNDING– BRIDGEWATER, NJ
Senior Underwriter | Apr 1994–Aug 1994 (Division Closed)
EASTERN AMERICAN MORTGAGE– LITTLE FALLS, NJ
Direct Endorsement V/A Lapp Underwriter, Chums L983 | Feb 1993–Apr 1994
HOME INVESTOR– EAST BRUNSWICK, NJ
Junior Underwriter | Feb 1990–Feb 1993
FIRST ATLANTIC SAVINGS AND LOAN– SOUTH PLAINFIELD, NJ
Production Coordinator, Mortgage Department | Jul 1986–Feb 1990
RE/MAX REALTY 9 – HOWELL TOWNSHIP, NJ
Realtor Associate Mar 2009–Sep 2015
CENTURY 21 ACTION PLUS REALTY – HOWELL TOWNSHIP, NJ; FREEHOLD TOWNSHIP, NJ
Realtor Associate Jan 2006–Mar 2009
WEICHERT REALTORS – HOWELL TOWNSHIP, NJ
Realtor Associate Mar 2003–Jan 2006
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