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| Desired Industry: Pest Control |
SpiderID: 25765 |
| Desired Job Location: Fort Lauderdale, Florida |
Date Posted: 3/26/2009 |
| Type of Position: Full-Time Permanent |
Availability Date: 03/30/09 |
| Desired Wage: 50000 |
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U.S. Work Authorization: Yes |
| Job Level: Experienced with over 2 years experience |
Willing to Travel: Yes, 25-50% |
| Highest Degree Attained: MBA |
Willing to Relocate: No |
Objective:
SUMMARY
Senior analyst with an MBA from West Chester University of Pennsylvania. Experienced in all aspects of commercial banking, compliance, branch banking and loan review. Consistently reached departmental goals by working independently and in a team environment.
Experience:
PROFESSIONAL EXPERIENCE
OCEAN BANK, Miami, Florida 2008-2009
Loan Review Analyst
• Independent review of loan relationships in order to identify, monitor existing and potential risk resulting in changes to the underwriting process.
• Evaluated the overall quality of the commercial and consumer loan portfolio – including the identification, measurement, and root-cause analysis of loan quality concerns.
• Handled the banks monitoring processes, including; the use of a revolving “watch list” and loan grading systems.
• Analyzed credits to be presented to executive loan committee to identify and mitigate risk to insure the viability of repayment.
• Work closely with the Bank’s special assets department to determine the best approach in negotiating a forbearance or restructuring of the debt with the borrower.
GREAT FLORIDA BANK, Miami Lakes, Florida 2007-2008
Senior Credit Analyst
• Prepare credit presentations to identify and mitigate risk producing 20 write-ups a month on average.
• Review and coordinate with relationship managers to include the necessary terms and conditions in the borrower’s loan request.
• Spread financial statements in order to pre-screen the viability of the credit proposal.
• Reviewed appraisal and environmental reports for accuracy and within the Bank’s policy guidelines.
PARADISE BANK, Fort Lauderdale, Florida 2006-2007
Assistant Vice President-Credit Operations
• Work closely with Area President, President, and Chief Financial Officer from origination, underwriting and closing of commercial loans.
• Played a major part in helping the Bank achieve the goal of reaching $100 Million in assets in their third fiscal year.
• Created a new credit analysis template which significantly decreased backlog and increased accuracy.
• Managed the underwriting pipeline and loan tracking system for new deals, renewals and annual reviews.
David W. Jones (954) 732-3399 Page 2
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BANKATLANTIC, Fort Lauderdale, Florida 2004-2006
Senior Credit Analyst
• Provide detailed financial analysis of credit requests submitted to commercial underwriting for review by loan committee.
• Interact with commercial lenders, CFO’s and business owners to obtain pertinent data for preparation of spreads, trend analysis, credit references, account receivable agings, and ratios.
WACHOVIA BANK 1995-2004
Credit Analyst- Plymouth Meeting, PA (2000 - 2004)
• Detailed analysis of commercial customer’s credit quality.
Education Loan Specialist-Wilmington DE (1999 - 2000)
• Generated Federal Stafford, Federal Plus, and Educaid alternate student loans.
Commercial Customer Service Analyst-Philadelphia, PA (1998 - 1999)
• Provided superior customer service to former First Union and Corestates commercial customers.
Credit Analyst-West Chester, PA (1997 - 1998)
• Analyzed financials and projections of companies and individuals.
• Write and assemble credit approval packages.
Senior Personal Banker-West Chester, PA (1995 -1997 )
• Generated new business and loans for the expansion of the companies market share
Education:
EDUCATION AND TRAINING
WEST CHESTER UNIVERSITY, West Chester, PA
M.B.A., Technology and E-Commerce.
Kean University, Elizabeth N.J.
B.S., Management
Formal Credit Training- Philadelphia PA. Credit Analyst Development Program
Member of Toastmaster’s International.
Skills:
COMPUTER SKILLS:
Moody’s Financial Analyst, Statement Analyzer, FoxPro, Jack Henry, Overby-Seaweall,
MS Word, PowerPoint, Excel, Outlook.
Candidate Contact Information:
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