|Desired Industry: Real Estate
|Desired Job Location: Denver, Colorado
|Date Posted: 3/26/2007
|Type of Position: Full-Time Permanent
|Availability Date: May 15, 2007
|Desired Wage: 65K-75K
|U.S. Work Authorization: Yes
|Job Level: Experienced with over 2 years experience
|Willing to Travel: Yes, Less Than 25%
|Highest Degree Attained: High School/Equivalent
|Willing to Relocate: No
To obtain a position that allows me to utilize my present skills, with advancement opportunities allowing for both personal and professional growth.
07/2003-03/2007 SouthStar Funding LLC Underwriter
ƒæ Maintain knowledge of up to 5 sets of guidelines encompassing both A paper and Subprime products
ƒæ Review and approve Appraisals up to $ 650,000.00 without a second signature
ƒæ Manually underwrite all files prior to inputting into computer system
ƒæ Train new underwriters and AE¡¦s on programs and procedures
ƒæ Responsible for pipeline, reviewing and signing off on all conditions after underwrite and final approval of loan prior to closing
ƒæ Continuously cultivate loyal and trusting relationships with all internal and external customers through a willingness to think outside the box resulting in closing quality loans
03/2002-07/2003 Citi Financial Mortgage Co. Littleton, CO Senior Loan Processor
ƒæ Pre-qualified loans for initial underwriting approval.
ƒæ Processed loans for final underwriting approval.
ƒæ Prepared and pulled loan documents for closing.
ƒæ Maintained constant contact with all parties involved.
09/2001-01/2002 Colorado Home Funding Denver, CO Loan Processor
ƒæ Maintained numerous pending loan transactions.
ƒæ Followed up on conditions needed for pending loans.
ƒæ Input initial loans into computer database.
ƒæ Corresponded with all parties involved.
ƒæ Attended an FHA training class
ƒæ Processed FHA loan transactions.
07/2001-09/2001 Continental Mortgage Services Aurora, CO Loan Closer
ƒæ Prepared figures and pulled documents for closing transactions.
ƒæ Ordered money.
ƒæ Collected remaining conditions needed.
ƒæ Reviewed and prepared closed documents for secondary market sales.
03/2001-07/2001 Chicago Title Arvada, CO Loan Processor
ƒæ Managed numerous loan transactions.
ƒæ Scheduled closings for assigned closers.
ƒæ Developed lasting relationships with important clientele.
ƒæ Gathered information for each loan.
ƒæ Input loans.
ƒæ Answered phones at front desk.
ƒæ Trained new employees.
01/2000-03/2001 Alliance Funding Denver, CO Assistant Account Executive
ƒæ Developed presentation folders for Account Executives cold calls.
ƒæ Created databases for over 200 contacts.
ƒæ Advised contacts on how to submit a new loan.
ƒæ Strengthened existing relationships with important clientele and companies.
ƒæ Pulled active files and worked with clientele on outstanding conditions.
ƒæ Identified problem files and collaborated with clientele and co-workers to correct.
ƒæ Implemented a blast fax to contacts.
ƒæ Attended customer service classes.
ƒæ Maintained a very extensive pipeline.
ƒæ Performed many miscellaneous tasks as requested.
8/1995-6/1999 Arvada High School Arvada, CO Student
ƒæ Maintained a 3.5+ GPA throughout high school.
ƒæ Developed strong communication and improvisation skills through 3 years of theater classes.
ƒæ Interned at the Mount Evans Outdoor lab in the fall of 1998.
ƒæ Was honored to be a Graduation Speaker during our graduation ceremony in the spring of 1999.
ƒæ MS Word, MS Excel, Outlook, Word Perfect, Windows 95-03, Lotus Notes, Act for Notes, Calyx Software, Loan Quest, Destiny, Mortgage Cadence, some PowerPoint, and other various computer programs.
ƒæ Exceptional communication skills
ƒæ Exceptional Organizational and multi-tasking skills
To whom it may concern:
I would like to recommend Destine Andrews for a position with your company. I have worked with Destine at SouthStar Funding for the past 2 years. She is very dedicated and extremely knowledgeable. Destine also possesses very good communication skills, provides great customer service and is able to work independently or as part of a team.
In the 2 years that I have worked with Destine, she has been a very well respected Underwriter within the company. She has worked very well with our sales partners and brokers and was frequently requested to be their underwriter on their next deal. She has been a great asset to our company!
Destine would be a great addition to any company and I recommend her for any endeavor she chooses to pursue.
Diane S. Carmignani
AVP Credit Risk
Available upon request.
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