Mortgage Loan Underwriter job Cincinnati Ohio
Mortgage Loan Underwriter job Cincinnati Ohio
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Mortgage Loan Underwriter Job

Employer Name: SpiderID: 10559135
Location: Cincinnati, Ohio Date Posted: 5/19/2021
Wage: $75000 - $125000 per year Category: Banking/Mortgage
Job Code: A2NInd

Job Description:

This position is responsible for verifying and analyzing complex information in order to evaluate and decision 1st and 2nd mortgage applications in accordance with policy and procedure and ensure these applications meet regulatory guidelines. The Underwriter may decline applicants not meeting the guidelines or those that are considered to be too high of investment risks.

  • Underwrite and decision conventional and non-conforming loans to comply with state and federal regulations as well as underwriting guidelines for FHA, Jumbo, USDA, Portfolio, Fannie Mae, MI companies and other investors.

  • Analyze appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions.

  • Verify and analyze income to calculate debt to income ratios for decisions. Complex financial statements, asset statements, as well as personal and business income tax returns are analyzed as part of the decisioning process.

  • Analyze and review title opinions for decisioning on all loan applications.

  • Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties.

  • Additional projects as assigned.

  • DE certification is a plus

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States for the past 31 years. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Job Criteria:
Start Date:
Position Type: Full-Time Permanent
Years of Experience Required:
Education Required:
Overnight Travel:
Vacation Time:

Contact Information:
Contact Name: GPAC Company Type:
Company: GPAC

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