ESSENTIAL FUNCTIONS: * Underwrite mortgage loans in compliance with company credit guidelines and regulatory requirements. * Review loan files for completeness, identify missing documentation, and generate condition lists for the applicants. * Collaborate with the loan processor and sales person to complete the credit analysis in a timely manner. * Ensure that the correct data is entered into the loan origination system. * Responsibility for reviewing and owning all loan file detail prior to submission to closing manager, including work done by all upstream partners. * Work with loan processors and closers to ensure a smooth handoff of the files occurs. * Manage constant deal flow and prioritize to ensure loans close on time with a high degree of accuracy in a deadline-oriented environment. * Identify and report any suspected fraudulent activity occurring with any stakeholder and escalate issues to the appropriate management when necessary. * Keep abreast of all company policies and procedures as well as federal and state regulatory changes by participating in in-house training events. QUALIFICATIONS * Education: Bachelor's Degree * Experience: 5-7 years residential mortgage lending experience with good knowledge of lending regulations and credit/collateral analysis practices. * Skills/Ability: Strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; comfortable with new technology systems and paperless environment, demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good customer service.